18 Things You Can Do TODAY To Save Money

Save MoneySaving money is a way of life for some and an aspiration for others. No matter which side of the fence you sit on it is always a good idea to be conscious of how you spend your hard earned dollars.  Little ways or big ways pinching pennies will eventually add up to dollars saved.  A dollar saved is a dollar earned.  Right?!

1. Buy used.  Cars that is. We have had good luck with ‘previously owned’ cars. Once a vehicle is driven off the lot the value depreciates faster than water going out of a bathtub. Grab your trusted motor head friend and walk the lots of the local used car lots or peruse the adds on craigslist.

2. Drink Water When You Dine Out. Tap water is free. It is the healthy choice. But keep in mind it lowers your bill and thus your tipping base.  Be nice to your server and tip as if you ordered a soda.  Every bit counts to those hard working servers.

3.Polish Your Own Silver. Forgo the expensive stinky tube of silver polish and use science to clean your silver!

4. Make Your Own Glass Cleaner.  Just a few ingredients and you have an easy peasy lemon squeezey glass cleaner.

5. Eat In! Eating in vs. eating out can save you BIG TIME.  Sure you don’t have the prep or clean up but you are paying for those conveniences.  Need a recipe? Check out my Nom Nom board on Pinterest.  But be warned that once you start on Pinterest you won’t want to stop!

6. Go Veggie. Skip the meat a few times a week and pocket the difference.  How about Meatless Monday?  Get a jump start on your veggie consumption and go vegetarian.

7. Go Consignment. Hit up your local consignment shop. They are chock full of great deals. Different shops have different restrictions.  Some won’t accept a garment over 9 months old or some offer discounts for mid week shopping.  Deals are everywhere to keep you stylish.

8. Plant a Garden. If you a bit of space (or a patio pot) you can have fresh vegetables all summer long! Here is a post I did on planting the perfect tomato.

9. Plant Garlic. While you are digging in the dirt try your hand at planting garlic.  Gardner be ware: This needs to be started in the fall.

10. Call Your Insurance Agent. When was the last time you had some one look at your policy? The rules and conditions may habe changed recently and you may be missing out on some discounts. You never know until you ask.

11. Baby sitting pool.  Don’t use a pool to baby sit your kids!  That is dangerous. I am talking about getting together with another family so you can go out for quality time with your spouse. Baby sit their kids one Friday a night and they will watch your kids another Friday night. Do this once a month and you have a guaranteed date night w free baby sitting.

12. Take care of your clothes.  Only wash them when they are dirty. So many times we wear a shirt for a few hours and it truly isn’t dirty. Nothing spilled on it and you didn’t sweat while wearing it. Over washing clothes can make them show age prematurely.

13. Wash your clothes in cold water.  Save the energy to make the hot water and wash in cold. Many detergents are formulated to wash in cold so you will not be giving up any cleanliness by skipping the hot water. But if you are like me you will save your hot water  for socks,underware, towels and sheets. Some things just need hot water in my opinion.

14. Re-dye your clothes! That is right. We are going back to the days of tie dye with out the rubber bands and string. Freshen up a solid color shirt by diving it a dip in dye. Read how rit dye saved my favorite black dress shirt in this post.

15.  Eat out of your pantry. Take it on as a challenge. Eat what you have on hand in your pantry. You will be surprised how many meals you can make out of what you already have on hand. Can you go three days? A week? How much money would that save you?

16.Buy 1/2 gallon of milk.  My farmer friends just fainted but it is the truth. If you only use 1/2 gallon in a week and the rest goes bad why buy it? Or if you are a growing family that doesn’t use a full 2 gallons buy 1 1/2. They make different sizes of milk for a reason.

17. Use your library. Libraries are chock full of FREE books. Your taxes paid for them so go read them. Many libraries now offer e books to borrow. If you are looking for an e-reader that I would recommend check out my review of the Kindle Paperwhite that I reviewed for Viewpoints.com as part of their blogger review pannel. We loved it so much we bought one for our daughter for Christmas.

18. Bathroom Cleaners.  Make your own with what you already have in your house. I am NOT  fan of cleaning..bathrooms or any other room in my house. But I found a pin on Pinterest about easily cleaning your bathroom with a solution of household items.  Check it out HERE.  It works…no lie.

This is my no means a complete list of ways to pinch pennies.  But I just got to thinking on how we save money on a daily basis in our household. This should give you some talking points and some ideas to get you started.

What would you add to the list? What is one thing you do that has an impact on your budget?

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About Sarah

Sarah is married and a mother of 3 small children. She is always in search of a better or lower cost way to go through life. She finds excellent deals and creative ways to save money around the home. On this blog she hopes to share with you how she pinches pennies and how you can too!

  • http://twitter.com/Buffyandrews Buffy Andrews

    Great list, my friend. I know someone who makes money on stuff she no longer wants by selling it on ebay. Then she uses that money to buy new things. 

    Also, lots of people make double batches of food (like soup) and then freeze it for later. This saves time and money. 

  • Joetta DeFrancesco

    Awesome list Sarah! We try not to use our dryer. There are 3 drying racks set u in an unused area of the house and all of our clothes go n those. Minus the “I need that shirt” crises that necessitates the dryer. 

  • http://www.howipinchapenny.com Sarah

    ooh! Great suggestion. We do this a lot in the summer but it is a definite for ‘delicates’ year round.

  • http://www.howipinchapenny.com Sarah

    We have good luck with craigslist for unwanted items that could be useful to others. Good to know there are so many options.
    We are a big fan of big batch making. I am making chili this week. Watch for a blog post!

  • Katharine

    These are such great ideas. We are trying to downsize and save up for new bookcases. SO helpful. Thank you!
    livingsaseasyas312.blogspot.com

  • http://www.howipinchapenny.com/ Sarah Mock

    You are welcome! Glad to help.